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Protecting your privacy is important to Century Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Century Bank employees for collection, use, retention and security of nonpublic personal information.
THE INFORMATION WE COLLECT
We may collect “nonpublic personal information”* about you from the following sources:
· Information we receive from you on applications or other loan and account forms;
· Information about your transactions with us or others;
· Information we receive from third parties such as credit bureaus.
“Nonpublic personal information” is information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
THE INFORMATION WE DISCLOSE
We are permitted under law to disclose nonpublic personal information about you to third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us including the enforcement of legal rights, to government entities in response to subpoenas, to protect against fraud and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. We may also disclose all of the information we collect, as described, above to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
If you decide to close your account or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
OUR SECURITY PROCEDURES
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you have any questions or concerns, please call us at 505-424-2888.
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